Foreclosure is scary. During this stressful time you are vulnerable, concerned there are not any options, and probably afraid to ask friends and family for advice or help. You probably feel alone. But, you absolutely are not alone! About five percent of all mortgage loans are in default at any given time. And there are professionals ready to help you at Michigan Attorney Lawyer.

The truth is: If you had a hardship — which caused you to fall behind on your bills — and can afford payments again, it is very possible to be back on your normal payment plan within 30 days. You simply need to make safe, sound decisions from this point forward and get proper legal representation to enforce your rights. Don’t worry, just protect yourself.

Could you be pressured into agreeing to a higher payment plan to your lender, only to have it work against you later? Yes.

Could you incriminate yourself with your lender by answering their questions,only to find out your answers disqualify you for assistance later? Yes.

Could you be tempted into giving information to an "experienced professional" or filling out quick forms for “free help”,only to lose control, have to pay to get rid of them, and in the interim lose your home? Yes.

Can you be misled by promises of “funding” of a new loan,only to be charged up front and turned down later? Yes.

But not if you have proper representation. Your lender has an attorney for a reason, and so should you... a duly sworn, licensed attorney held accountable by a governing body, who can protect you legally and is sworn to keep your information strictly confidential. And we believe once you are fully informed, we will be your counsel of choice.

Learn your rights, choose to protect yourself, and your worries will soon be over.

If you fall behind on mortgage payments, you will want to stop foreclosure. There are few things that cause as much anxiety as the prospect of losing your house. The mortgage company will want to take the home away from you. This is truly one of the scariest ordeals a family can go through.

One way to save your home is filing a chapter 13 bankruptcy. You will get to continue living in your house while you work out a payment plan to catch up on your arrearages. If time is tight, don't delay, this may be the solution for you to stop foreclosure.