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May 1, 2008
Today, in the United States, states have created usury laws in order to set a maximum legal interest rate limit. Because Congress has chosen not to regulate interest rates on a national level, individual states have made the decision to to protect their consumers. Unfortunately, the usury cap is still at a very questionable rate and in the last twenty or so years it has only risen. In the state of Michigan, the usury rate is currently 25%. Which begs the question, why have interest rates been allowed to soar to such outrageous amounts?
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January 28, 2008
As it stands now, Chapter 13 bankruptcy is the most effective tool in saving your home from foreclosure. It allows you to get caught up, while freeing you from other debt you may have. However, there is a call to allow bankruptcy judges to help even more. Jack Kemp, the former secretary of Housing and Development, recently wrote an opinion for the Los Angeles Times. In it, he outlines changes that could make Chapter 13 bankruptcy more helpful to homeowner ’s and the economy in general.
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Oakland County Bankruptcy |
1. In the Oakland County, if you file
bankruptcy, you will need to attend the bankruptcy
court. Our Oakland County bankruptcy
attorneys know their way around the bankruptcy
court in Pontiac.
The
harassing creditor phone calls and threatening
letters from collection agencies can
make your life miserable. Same thing
for wage
garnishment, foreclosure
and car
repossession.
 Get a skilled
bankruptcy attorney to help you regain
control. This is why, whether you live
in Addison Township, Auburn Hills City,
Berkeley City, Beverly Hills Village, Bingham Farms Village, Birmingham City, Bloomfield
Hills City, Bloomfield Township, Brandon Township,
Clarkston City, Clawson City, Commerce Township,
Farmington Hills City, Farmington City, Fenton,
Ferndale City, Franklin Village, Groveland Township,
Hazel Park City, Highland Township, Holly Township,
Holly Village, Huntington Woods City, Independence
Township,
Keego Harbor City, Lake Angelus City, Lake Orion
Village, Lathrup Village City, Leonard Village,
Lyon Township, Madison Heights City, Milford
Township, Milford Village, Northville,
Novi, Oak Park City, Oakland Township, Orchard
Lake City, Orion Township, Ortonville Village,
Oxford Township, Oxford Village, Pleasant Ridge
City, Pontiac, Rochester Hills, Rochester, Rose
Township, Royal Oak, South Lyon City, Southfield,
Springfield Township, Sylvan Lake City 1820
Inverness, Sylvan Lake, Troy, Walled Lake City,
Waterford Township, West Bloomfield, White Lake
Township, Wixom City, Wolverine Lake when you
need to get a hold of an attorney for a bankruptcy,
we're the lawyers to turn to. So, if you're
in financial trouble, looking for apartments or jobs (or bus route!)
and thinking about credit card debt consolidation
or bankruptcy, you really need to contact an Oakland County bankruptcy
lawyer right away.
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